Your money under control, without spreadsheets
No spreadsheets, no stress. A few seconds a day and Fiplo shows you where you overspend and what you can do better. It keeps an eye on your budgets with ease and guides you to your goals, simply, step by step. And because two always do it better, Fiplo is ready to handle your family finances too.
- Free account, no card needed
- Data stored in the EU
- Web and mobile
Keep your money in check on your phone too
soon
soonLess worry, more overview
Fiplo records, counts and keeps watch. You just make the decisions.
Record it in seconds
Amount, category, done. Rent and subscriptions add themselves every month.
- Snap a receipt – Fiplo reads the amount, shop and category
- A payment in another currency is converted at the ECB rate right away
- Works on your phone even offline
Find out where your money slips away
Budgets follow your pace of spending and warn you in time – not at the end of the month.
- The budget coach tells you which limit to adjust
- See category trends and what subscriptions cost you a year
- Fiplo Insights notice unusual spending
Reach your goals step by step
Reserve, expensive debts, investing and goals in a sensible order – an amount and a date for each step.
- Goals with priorities and automatic deposits
- Assets, debts and net worth over time
- Mortgage, retirement and FIRE calculators
The plan is an estimate based on common rules of thumb, not financial advice.
Fiplo Spolu in Prince
Shared money without the arguing
Invite your partner and share one overview. Your personal spending stays yours – switch between Mine and Ours with one tap.
- Who pays for what
- Every shared expense shows who paid and how it is split.
- Settling up without maths
- Fiplo works out who owes whom. Whoever receives the money confirms it.
- Shared goals and budgets
- A holiday, a home or a wish list – you save for the same thing and both see it.
- Children
- Pocket money, goals and their own kids’ page – no account of their own needed.
Get more out of your money
The full picture of your finances, a budget coach, shared finances with your partner and pocket money for your children – in one plan.
Free
To get started, no card
€0
forever · no card needed
- Income and expenses on your phone and the web
- Monthly overview, 3 months of history
- 10 budgets – Fiplo sets up the first ones for you
- 1 goal and an emergency fund
- All calculators
Prince Most popular
Everything for your money and your household
€2.92 / mo
€34.99 yearly €47.88 Save 27 %
Everything in Free, plus:
- Your whole history and spending and income analysis
- Snap a receipt – Fiplo records it
- Unlimited goals and budgets
- Budget coach and help setting your budgets
- Fiplo Together – shared finances with your partner
- Children – pocket money, goals and their own page – no account of their own needed
- Calendar with reminders
- Assets, debts and net worth over time
- Spending in foreign currencies – converted at once at the ECB rate
- The Fiplo helper – answers about your money
- Fiplo Neon and Fiplo Zen styles
- Fiplo Insights and monthly challenges
- Excel export
- Bank statement import (CSV)
Fiplo King is on the way
Budget automation, project budgets, watchlists and bank connections. We’ll let you know when it’s ready.
- Cancel any time
- Cancelling won’t make you lose your data
- Prices include VAT
- Card, Apple Pay, Google Pay
Compare everything the plans include
* monthly price when paid yearly
Questions
Is my data safe?
Your data is stored on servers in the EU (Frankfurt) and travels encrypted. Everyone sees only their own entries – rules in the database itself don’t let anyone else in.
What happens to the receipt photo?
Fiplo reads the amount, date, shop and category from it and discards the photo right away – it isn’t stored anywhere. You check the entry before saving it.
Can I download or delete my data?
Yes. With Prince you can download all your entries to Excel any time, and you can delete your account with all its data yourself in Settings.
Fiplo Magazine: money, made sensible
Short reads on how money works in your head, in your budget and in technology. No preaching – just numbers and research in the background.
- 50/30/20: a budget that fits on a napkinMost budgets die the moment a fifty-row spreadsheet appears. This rule has three numbers – which is exactly why it works.
- Your emergency fund: an airbag you only notice in a crashA broken washing machine, a car repair, a gap in income. Accidents don’t follow plans – but their impact can be planned for.
- Why you spend more by card (and what to do about it)A terminal beep doesn’t hurt like a banknote leaving your hand. Your brain knows it – and your wallet feels it.
- The subscriptions you forgot haven’t forgotten youMusic, films, cloud storage, the gym, the yoga app you opened twice. Small amounts that love to hide.
Show all articlesShow fewer
- Snowball or avalanche? How to actually get out of debtThe maths says one thing, psychology another. The good news: both roads lead out – if you stay on them.
- Pay yourself first: the power of automatic savingMost people save what’s left at the end of the month. The problem is that at the end of the month there’s usually nothing left.
- Inflation bites quietly. Compound interest can save youTwo invisible forces at work every day – one against you, one for you. What matters is which one gets more time.
- Connecting your bank without worry: how open banking worksGiving an app access to your account sounds bold. In fact it’s one of the most tightly regulated things in Europe.
Fiplo is launching soon
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Keep your money in check on your phone too
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